FREE Sam's Club Pass this Weekend

This weekend, August 6th-8th, Sam’s Club is holding an Open House! It’s FREE to get in and there are no surcharges. You get the full savings benefits that members do! Click HERE for more information.

I am not a member at Sam's but do like to shop there with friends on occasion.  I have found some really great deals on frozen foods, spices, and produce in the past.

If you've ever wanted to check out Sam's Club this would be a great opportunity for you to do so.

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DISNEY'S PRINCESS & THE FROG DVD & Dolls $7.00 & under

I went to Kmart the early part of last week and utilized the $10 of $20 coupon. This is a great coupon to have and believe me most retail stores usually do not offer high value coupons such as these very often.

Transaction 1:
I purchased 1 Princess & the Frog DVD ($20.99)

Used the $10 off $20 Kmart coupon located on Kmart's website ($11.98)
Comined this coupon with the $5.00 off of 1 DVD manufacturer coupon ($6.98 plus tax is what I paid for the DVD)

Transaction 2:
I purchased 2 Princess and the Frog Dolls ($10.00 each)
Please note I had a rain check for the dolls.  The regurlar price for the dolls is $15.99 each.
Used the $10.00 off $20.00 coupon located on Kmart's website ($10.00)
Which brought my total for the 2 dolls to $10 plus tax.

I just luv using my coupons. 

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FREE 60 DAY MEMBERSHIP TO BJs

I like shopping at warehouse whole sale clubs such as BJs, Sam's Club, and Costco's.  I like it even more when I am able to save money on membership fees or when I am able to avoid having to pay them all together! I have found that BJs offers a FREE membership for 60 days at least 2-3 times per year.  One thing I love about BJs is they accept manufacturer coupons and internet printable coupons too.

Well spring is here and it's the time of year where BJs is offering a FREE 60 day trial membership to your local BJs.  So clip your coupons, grab your coupon clutch and head on over to your local BJs for your FREE 60 day trial membership.

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AVON is having a great sale...

Avon is having a great sale on their website.  In addition, if you want to get free shipping on your order use the coupon code WASHINGTON to get FREE shipping on any order of $5 or more! Avon products always make great additions to gift baskets and more.

Here are some of my favorite Avon products that are on sale for less than $2.00...check them out below:

Skin So Soft Body Wash

Was $6.00, now ONLY $1.49!

Glazeware Liquid Lip Color

Was $6.00, now ONLY $1.79!

There are several more items on sale to choose from , I just listed a couple of my favorite Avon products. 

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How To Build An Emergency Fund And Why It Is Important

The blizzard of 2010 has swept many off of their feet in the Washington DC Metro area. From major accidents, to roofs collapsing, major grocery store chains running out of food, and major power outages occurring throughout the region, many families have been displaced and or without power for several days. Ole Man Winter has brought more snow than the city has seen since 1996. It has been nearly eight years since we have seen this much snow at one time in a matter of days. With the state of our current economy many have maxed out their credit cards, mortgage payments have doubled and even tripled in some cases; and many people feel like they are just trying to make it during these difficult times.

Due to the major power outages in the area people have had to unexpectedly go and stay at a hotel. Some have even been forced to stay at hotels that are NOT in their price range. The list goes on, from property damage - Ships at the marina sinking from the weight of the snow. The same goes for roofs that have caved in due to the weight of the snow. One family was taken to the hospital because they were cooking on a grill in their basement!!! Carbon Monoxide poisoning - just think of those that do not have any extra money to pick up a few groceries; or those who are behind on their utility bill(s); or those that are not getting paid for the days they have missed from work. Although many of us have not had to report to work we are being compensated by our employer . Our next pay check will not be affected by us not having reported to work these few days. Many people feel desperate to do whatever they need to do to feed their families and stay warm during these trying times.

Many people are “A day late and a dollar short”, literally one paycheck away from being homeless. I truly believe no matter how hard times may be or get it’s extremely important to have an emergency fund and to be as prepared as you possibly can.

What’s an Emergency Fund?

An emergency fund is an easily accessible stash of money for use only in case of emergency. It is not to be used to buy a new car. It is not to be used to buy a new Playstation or Nintendo Wii. It is not to be used to remodel a room in your home. It is for use only in case of emergency.

How Big Should Your Emergency Fund Be?

Most experts agree that you should keep between three and six months worth of your living expenses set aside in your emergency fund. Depending on your specific situation and whether or not you have children, carry substantial debt and types of insurance coverage will determine what amount is best for you.

Start Small

If you currently don’t have an emergency fund or find it difficult to save money the key is to start small. You have to realize that accumulating one month’s worth of expenses will take some time, let alone three to six months. If you set your immediate goals to be small and manageable you will have a better chance in reaching them. If you feel it is difficult to begin saving simply start with a small amount. Maybe you begin with $10 a week initially. After a few weeks you won’t even notice that $10 missing so you can bump it up to $15 or $20 after a month or so. You will begin to get used to that money not being there and can slightly increase it again. You have to be committed to not dibble and dabble in your emergency fund for fluke purchases.

Where to Keep Your Emergency Fund ?

You should start with a savings account because it is simple to use and generally does not cost anything. The convenience factor is what is important when getting started. As your account grows you will want to find an account that can earn reasonable interest so that your money is working for you. The next best options to look into are money market accounts or certificate of deposits (CDs). 

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Coupon Luv is Helping Haiti

Coupon Luv is going to help out Haiti by donating toiletry items.  I have scored lot's of free toiletry items by using coupons and this has often allotted me another way to give back to local shelters, churches, and others  in the DC Metro area that could use these items.  I began donating toiletery items last year and many organizations have been extremely greatful for my donations. So not only have coupons helped me to save money, but they also have allowed me to give back to the community. 

If you can, please consider giving to assist Haiti in their time of need.  The following are ways you can donate to disaster relief efforts:

http://www.yele.org/ (or text "YELE" to 501501)
http://www.clintonfoundation.org/haitiearthquake/

Also, there will be a Survival Kit Drive THIS Sunday, January 17, 2010 from 11:00 a.m.-4:00 p.m at the Embassy of the Republic of Haiti located at 2133 Massachusetts Avenue, NW, Washington, DC 20008.  If you have any questions or concerns, please contact 718-755-0119 or Meme at 202-904-9070. 

The following items are requested:
Baby Formula
Baby Wipes
Baby Bottles
Diapers
Baby Clothes
Toiletries (Shampoo, Soap, Tooth paste)
Hand Sanitizer
Vitamins
First aid Kits
Over the counter medications
Socks
Blankets
Mosquito repellent
Flashlights
Batteries
Candles
Flip Flops
T-shirts, Pants, Lightweight Jackets
Non-pershiable food items that are not in cans (Ex. sealed packs of tuna or sardines)

There are dozen of more items; this is just a starter list.  Think of flat, light weight items that can be packaged and shipped easily. 

I am so happy and blessed to be able to help out Haiti in some way! 

Please feel free to forward this message to others.  Let's spread the word!

General Mills Cereal $.50 A Box On Selected Cereal This Week At KMART

I am a not a frequent shopper of Kmart, but I was really excited when I saw they are having a great sale on select General Mills Cereal this week at 4 boxes for $6.00. (You can only purchase 4 boxes of cereal per transaction to receive this pricing).   I was able to snag me 4 boxes of cereal yesterday, I purchased 2 boxes of Cinnamon Toast Crunch and 2 boxes of Honey Nut Cheerios for $2.00 (basically after coupons 4 boxes of cereal cost me 50 cents each).

I used a combination of the following coupons:

* $1.00 off of 1 Select General Mills cereal (used two coupons)
* $1.00 off of 1 Honey Nut Cheerios (used two coupons)

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